:root{
  --nq-navy:#071b33;--nq-navy-2:#102a44;--nq-midnight:#0b1324;--nq-ink:#0e1a2b;--nq-muted:#526070;
  --nq-sage:#a8b99f;--nq-sage-2:#eef5ee;--nq-gold:#f6c85f;--nq-cream:#fbfaf6;--nq-white:#fff;
  --nq-line:rgba(7,27,51,.14);--nq-shadow:0 24px 70px rgba(7,27,51,.13);--nq-radius:28px;--nq-radius-sm:18px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#f6f8f4,#fbfaf6 30%,#eef5ee);color:var(--nq-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}.nq-skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#071b33;padding:12px 16px;border-radius:12px;z-index:9999}.nq-skip-link:focus{left:8px}a{color:var(--nq-navy);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{text-decoration-thickness:.14em}img{max-width:100%;height:auto}.nq-wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}.nq-main{min-height:70vh}.nq-header{position:sticky;top:0;z-index:100;background:rgba(251,250,246,.86);backdrop-filter:blur(16px);border-bottom:1px solid var(--nq-line)}.nq-header-inner{width:min(1240px,calc(100% - 34px));margin:auto;display:flex;align-items:center;justify-content:space-between;padding:15px 0;gap:18px}.nq-brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:var(--nq-navy)}.nq-brand-mark{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:var(--nq-navy);color:white;font-weight:900;letter-spacing:-.04em}.nq-brand.compact .nq-brand-mark{background:#fff;color:#071b33}.nq-brand-text{display:grid;line-height:1.1}.nq-brand-text strong{font-size:1.08rem}.nq-brand-text small{font-size:.73rem;color:#65717c}.nq-nav{display:flex;align-items:center;gap:16px;font-size:.92rem;font-weight:800}.nq-nav a{text-decoration:none}.nq-nav-phone{border:1px solid var(--nq-line);border-radius:999px;padding:10px 13px}.nq-nav-quote,.nq-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border-radius:999px;padding:13px 20px;text-decoration:none;font-weight:900;letter-spacing:.02em}.nq-nav-quote,.nq-btn-primary{background:var(--nq-navy);color:#fff!important;box-shadow:0 16px 35px rgba(7,27,51,.18)}.nq-btn-secondary{background:#fff;color:var(--nq-navy);border:1px solid var(--nq-line)}.nq-nav-toggle{display:none;background:#fff;border:1px solid var(--nq-line);border-radius:999px;padding:10px 14px;font-weight:900}.nq-hero{padding:92px 0 66px}.nq-home-hero{background:radial-gradient(circle at top right,rgba(246,200,95,.34),transparent 34%),linear-gradient(135deg,#081a30,#102a44 52%,#eef5ee 52.2%,#fbfaf6)}.nq-page-hero{background:radial-gradient(circle at top right,rgba(168,185,159,.3),transparent 34%),linear-gradient(180deg,#fbfaf6,#eef5ee)}.nq-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(330px,.72fr);gap:46px;align-items:center}.nq-home-hero h1,.nq-page-hero h1{font-size:clamp(2.6rem,7vw,6.4rem);line-height:.92;letter-spacing:-.075em;margin:0 0 22px}.nq-home-hero h1{color:#fff;max-width:860px}.nq-home-hero .nq-lead{color:#e6eef5}.nq-page-hero h1{color:var(--nq-navy)}.nq-lead{font-size:clamp(1.12rem,2vw,1.42rem);max-width:760px;color:#415164}.nq-eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.77rem;font-weight:950;color:#006b48;margin:0 0 14px}.nq-cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:24px}.nq-trust-strip{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.nq-trust-strip span,.nq-chip{display:inline-flex;padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.24);font-weight:800}.nq-platform-card,.nq-proof-card{border:1px solid rgba(255,255,255,.23);border-radius:34px;padding:32px;background:rgba(255,255,255,.88);box-shadow:var(--nq-shadow);color:var(--nq-navy);min-height:360px}.nq-platform-card h2{font-size:clamp(2rem,4vw,4rem);line-height:1;letter-spacing:-.06em;margin:0 0 18px}.nq-mini-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:26px}.nq-mini-grid span{padding:14px;border-radius:18px;background:var(--nq-sage-2);font-weight:900}.nq-proof-card{display:grid;gap:12px;min-height:auto}.nq-proof-card span{padding:14px 16px;background:#fff;border:1px solid var(--nq-line);border-radius:18px;font-weight:900}.nq-section{padding:76px 0}.nq-section-tight{padding-top:28px}.nq-section-dark{background:linear-gradient(135deg,#071b33,#102a44);color:#fff}.nq-section-dark .nq-eyebrow{color:#f6c85f}.nq-section h2{font-size:clamp(2rem,4.4vw,4.5rem);line-height:1;letter-spacing:-.06em;margin:.1em 0 .5em}.nq-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.nq-card,.nq-feature-grid>div,.nq-steps>div{background:#fff;border:1px solid var(--nq-line);border-radius:var(--nq-radius);padding:24px;box-shadow:0 10px 35px rgba(7,27,51,.06)}.nq-card h3,.nq-feature-grid h3,.nq-steps h3{font-size:1.25rem;margin:0 0 8px;letter-spacing:-.02em}.nq-card p,.nq-feature-grid p,.nq-steps p{color:#526070}.nq-card a{text-decoration:none}.nq-feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.nq-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.nq-steps b{width:38px;height:38px;border-radius:999px;background:var(--nq-navy);color:#fff;display:grid;place-items:center;margin-bottom:15px}.nq-columns{columns:2;column-gap:42px;background:#fff;border:1px solid var(--nq-line);border-radius:var(--nq-radius);padding:28px 28px 28px 48px}.nq-columns li{break-inside:avoid;margin:0 0 10px;font-weight:750}.nq-split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.nq-check-list{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:var(--nq-radius);padding:26px}.nq-check-list p{margin:0 0 14px;font-weight:850}.nq-cta-panel{display:flex;justify-content:space-between;align-items:center;gap:24px;background:linear-gradient(135deg,#071b33,#102a44);color:#fff;border-radius:34px;padding:34px;box-shadow:var(--nq-shadow)}.nq-cta-panel h2{margin:.1em 0;font-size:clamp(1.8rem,3vw,3.1rem)}.nq-cta-panel p{color:#eaf0f5}.nq-cta-panel .nq-btn-secondary{background:rgba(255,255,255,.1);color:#fff;border-color:rgba(255,255,255,.22)}.nq-footer{background:#071b33;color:#eaf0f5;padding:62px 0 86px}.nq-footer-inner{width:min(1240px,calc(100% - 34px));margin:auto;display:grid;grid-template-columns:1.2fr 1.8fr;gap:44px}.nq-footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.nq-footer a{color:#eaf0f5;text-decoration:none;display:block;margin:7px 0}.nq-footer-title{font-size:.85rem;text-transform:uppercase;letter-spacing:.12em;color:#f6c85f}.nq-fineprint{font-size:.86rem;color:#bdc8d4}.nq-footer-bottom{width:min(1240px,calc(100% - 34px));margin:34px auto 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);display:flex;justify-content:space-between;gap:20px;font-size:.88rem;color:#bdc8d4}.nq-mobile-action-bar{display:none}.nq-alert{border:2px solid var(--nq-gold);background:#fff9e7;border-radius:18px;padding:18px;color:var(--nq-navy);font-weight:800}.nq-funnel-stage{padding:32px 0}.nq-calculator{background:#fff;border:1px solid var(--nq-line);border-radius:var(--nq-radius);padding:28px;box-shadow:var(--nq-shadow)}.nq-calc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.nq-calc-grid label{display:grid;gap:6px;font-weight:800}.nq-calc-grid input,.nq-calc-grid select{min-height:52px;border:1px solid var(--nq-line);border-radius:16px;padding:12px;font:inherit}.nq-stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:20px}.nq-stat-grid>div{background:var(--nq-sage-2);border-radius:18px;padding:18px}.nq-stat-grid span{display:block;font-size:2rem;font-weight:950;color:var(--nq-navy)}.nq-calc-result[hidden]{display:none!important}.nq-article{max-width:840px}.wp-site-blocks{overflow-x:hidden}:focus-visible{outline:4px solid var(--nq-gold);outline-offset:4px;border-radius:8px}.screen-reader-text{position:absolute!important;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;width:1px;overflow:hidden;word-wrap:normal!important}.screen-reader-text:focus{clip:auto!important;clip-path:none;height:auto;width:auto;background:#fff;color:#071b33;padding:12px;z-index:100000}.nq-funnel-stage .wpcf7-form{margin:auto}
@media (max-width:1020px){.nq-hero-grid,.nq-split,.nq-footer-inner{grid-template-columns:1fr}.nq-card-grid,.nq-feature-grid,.nq-steps{grid-template-columns:repeat(2,1fr)}.nq-calc-grid,.nq-stat-grid{grid-template-columns:repeat(2,1fr)}.nq-nav-toggle{display:inline-flex}.nq-nav{position:absolute;left:16px;right:16px;top:72px;display:none;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--nq-line);border-radius:22px;padding:18px;box-shadow:var(--nq-shadow)}.nq-nav.is-open{display:flex}.nq-nav a{padding:9px}.nq-home-hero{background:linear-gradient(180deg,#071b33,#102a44 68%,#eef5ee)}}
@media (max-width:720px){.nq-wrap{width:min(100% - 28px,1180px)}.nq-header-inner{width:calc(100% - 24px)}.nq-brand-text small{display:none}.nq-hero{padding:54px 0 42px}.nq-home-hero h1,.nq-page-hero h1{font-size:clamp(2.45rem,13vw,4.4rem)}.nq-card-grid,.nq-feature-grid,.nq-steps,.nq-calc-grid,.nq-stat-grid,.nq-footer-grid{grid-template-columns:1fr}.nq-columns{columns:1}.nq-cta-panel{display:block;padding:26px}.nq-mobile-action-bar{position:fixed;left:12px;right:12px;bottom:12px;display:grid;grid-template-columns:1fr 1fr;background:#071b33;border-radius:999px;box-shadow:0 16px 40px rgba(7,27,51,.3);overflow:hidden;z-index:1000}.nq-mobile-action-bar a{padding:14px;text-align:center;color:#fff;text-decoration:none;font-weight:900}.nq-mobile-action-bar a+ a{background:#f6c85f;color:#071b33}.nq-footer{padding-bottom:110px}.nq-footer-bottom{display:block}.nq-mini-grid{grid-template-columns:1fr}.nq-platform-card{min-height:auto}.nq-trust-strip span{background:rgba(255,255,255,.12)}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation-duration:.001ms!important;transition-duration:.001ms!important}}

/* v7.2 compliance branding/footer update */
.nq-brand-with-logo{gap:14px;min-width:260px}.nq-header-logo{width:clamp(150px,15vw,210px);height:auto;display:block}.nq-brand-legal{display:block}.nq-brand-legal small{font-size:.68rem;color:#526070;font-weight:800;letter-spacing:.01em}.nq-footer-logo-row{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-bottom:22px}.nq-footer-logo{width:min(230px,100%);height:auto}.nq-ehl-logo{width:118px;height:auto;opacity:.96}.nq-footer-address,.nq-footer-compliance{color:#eaf0f5;margin:.45rem 0;font-size:.94rem}.nq-footer-compliance{color:#bdc8d4}.nq-footer-bottom a{display:inline;color:#eaf0f5;text-decoration:underline;text-underline-offset:.18em}@media(max-width:720px){.nq-brand-with-logo{min-width:0}.nq-header-logo{width:142px}.nq-brand-legal{display:none}.nq-footer-logo-row{gap:16px}.nq-ehl-logo{width:104px}}


/* v7.2 logo + Equal Housing footer compliance */
.nq-brand-logo{gap:12px}.nq-brand-logo .nq-logo-svg{width:132px;height:auto;display:block}.nq-brand-logo .nq-brand-text{border-left:1px solid rgba(7,27,51,.16);padding-left:12px}.nq-footer-inner--compliance{grid-template-columns:minmax(0,1.15fr) minmax(0,1.65fr)}.nq-footer-logo-row{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin-bottom:22px}.nq-footer-logo .nq-logo-svg{width:min(230px,100%);height:auto;display:block}.nq-footer-ehl .nq-ehl-svg{width:118px;height:auto;display:block}.nq-footer address,.nq-footer-address{font-style:normal;color:#eaf0f5;margin:0 0 12px}.nq-footer-license{margin:.35rem 0;color:#eaf0f5}.nq-footer-license a{text-decoration:underline;text-underline-offset:.18em}.nq-fineprint{max-width:760px}.nq-trust-strip a{display:flex;align-items:center;justify-content:center;text-align:center;min-height:64px;border-radius:18px;background:#fff;border:1px solid var(--nq-line);font-weight:900;color:var(--nq-navy);text-decoration:none}.nq-trust-strip a:hover,.nq-trust-strip a:focus{box-shadow:0 10px 30px rgba(7,27,51,.12)}@media(max-width:720px){.nq-brand-logo .nq-logo-svg{width:104px}.nq-brand-logo .nq-brand-text{display:none}.nq-footer-logo-row{gap:18px}.nq-footer-ehl .nq-ehl-svg{width:102px}}


/* v7.2 compliance logo + Equal Housing footer */
.nq-brand-with-logo{gap:14px}.nq-brand-logo{display:inline-flex;align-items:center;color:var(--nq-navy)}.nq-brand-logo .nq-logo-svg{width:132px;height:auto;display:block}.nq-brand-with-logo .nq-brand-text strong{font-size:0;line-height:0}.nq-brand-with-logo .nq-brand-text strong::after{content:"Direct Online Lender";font-size:.92rem;line-height:1.05;font-weight:950;letter-spacing:.06em;text-transform:uppercase}.nq-brand-with-logo .nq-brand-text small{font-size:.72rem}.nq-footer-logo-row{display:flex;gap:22px;align-items:flex-start;flex-wrap:wrap;margin-bottom:22px}.nq-footer-logo{display:inline-flex;color:#fff;max-width:238px}.nq-footer-logo .nq-logo-svg{width:220px;height:auto;display:block}.nq-ehl-badge{display:inline-flex;color:#fff;border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:10px 12px;background:rgba(255,255,255,.06);max-width:168px}.nq-ehl-badge .nq-ehl-svg{width:142px;height:auto;display:block}.nq-footer-brand p{max-width:620px}.nq-footer a:focus-visible{outline:4px solid var(--nq-gold);outline-offset:4px;border-radius:8px}@media(max-width:720px){.nq-brand-logo .nq-logo-svg{width:116px}.nq-brand-with-logo .nq-brand-text{display:none}.nq-footer-logo-row{gap:14px}.nq-footer-logo .nq-logo-svg{width:190px}.nq-ehl-badge .nq-ehl-svg{width:120px}}


/* v7.2 brand footer + compliance logo refresh */
.nq-brand-logo{gap:14px}.nq-site-logo{width:170px;max-width:36vw;height:auto;display:block}.nq-brand-legal strong{font-size:.92rem}.nq-brand-legal small{font-weight:800;color:#536073}.nq-footer-inner-brand-compliance{grid-template-columns:1.15fr 1.85fr}.nq-footer-logos{display:flex;align-items:flex-start;gap:28px;flex-wrap:wrap;margin-bottom:20px}.nq-footer-logo{width:190px;height:auto;max-width:100%;display:block}.nq-ehl-logo{width:132px;height:auto;display:block}.nq-footer-address{color:#eef5ee}.nq-footer .nq-footer-address strong,.nq-footer .nq-fineprint strong{color:#fff}.nq-footer-bottom a{text-decoration:underline;text-underline-offset:.18em}.nq-footer-grid a[target="_blank"]::after{content:" ↗";font-size:.82em}.nqm-trust-strip span.is-ehl,.nq-trust-strip .is-ehl{font-weight:950}
@media (max-width:900px){.nq-site-logo{width:138px}.nq-brand-legal{display:none}.nq-footer-logos{align-items:center;gap:20px}.nq-footer-logo{width:168px}.nq-ehl-logo{width:118px}}
@media (max-width:520px){.nq-footer-logos{justify-content:space-between}.nq-footer-logo{width:154px}.nq-ehl-logo{width:105px}.nq-site-logo{width:126px}}

.nqm-trust-strip a,.nq-trust-strip a{display:flex;align-items:center;justify-content:center;text-align:center;min-height:64px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.14);font-weight:900;color:#071b33;text-decoration:none}


/* v7.3 Fresh Paint — actual NonQM123 logo + v5.11 Deal Desk visual system */
:root{--nq-navy:#071B33;--nq-navy-2:#102A44;--nq-sage:#A8B99F;--nq-sage-2:#EEF5EE;--nq-cream:#FBFAF4;--nq-gold:#F6C85F;--nq-ink:#0E1A2B;--nq-muted:#536172;}
.nq-site-logo-actual{width:clamp(154px,16vw,218px)!important;height:auto!important;display:block!important;object-fit:contain!important;filter:drop-shadow(0 8px 18px rgba(7,27,51,.08));}
.nq-brand-logo{gap:14px!important}.nq-brand-legal{border-left:1px solid rgba(7,27,51,.14);padding-left:12px}.nq-header{background:rgba(251,250,244,.92)!important;box-shadow:0 10px 30px rgba(7,27,51,.06)}
.nq-home-hero{background:radial-gradient(circle at 92% 14%,rgba(246,200,95,.28),transparent 26%),radial-gradient(circle at 74% 78%,rgba(168,185,159,.24),transparent 30%),linear-gradient(135deg,#071B33 0%,#102A44 56%,#EEF5EE 56.2%,#FBFAF4 100%)!important;}
.nq-platform-card,.nq-proof-card{background:linear-gradient(180deg,rgba(255,255,255,.94),rgba(238,245,238,.92))!important;border:1px solid rgba(168,185,159,.55)!important;box-shadow:0 28px 80px rgba(7,27,51,.16)!important;}
.nq-platform-card:before,.nq-proof-card:before{content:"";display:block;width:64px;height:6px;border-radius:999px;background:linear-gradient(90deg,var(--nq-sage),var(--nq-gold));margin-bottom:22px}.nq-card{transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.nq-card:hover{transform:translateY(-3px);border-color:rgba(168,185,159,.7);box-shadow:0 18px 42px rgba(7,27,51,.1)}.nq-card strong:after{content:"";display:block;width:36px;height:3px;border-radius:999px;background:var(--nq-sage);margin-top:10px}.nq-btn-primary,.nq-nav-quote{background:linear-gradient(135deg,#071B33,#102A44)!important;box-shadow:0 16px 35px rgba(7,27,51,.22)!important}.nq-btn-secondary,.nq-nav-phone{background:#fff!important;border:1px solid rgba(168,185,159,.6)!important}.nq-trust-strip span,.nq-trust-strip a{background:rgba(255,255,255,.15)!important;border-color:rgba(255,255,255,.24)!important}.nq-page-hero{background:radial-gradient(circle at 95% 12%,rgba(246,200,95,.22),transparent 24%),linear-gradient(180deg,#FBFAF4,#EEF5EE)!important}.nq-footer{background:radial-gradient(circle at 20% 20%,rgba(168,185,159,.12),transparent 28%),linear-gradient(135deg,#071B33,#0B213D 60%,#102A44)!important}.nq-footer-logo-card{display:inline-flex;background:#FBFAF4;border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:10px 14px;box-shadow:0 16px 40px rgba(0,0,0,.16)}.nq-footer-logo-actual{width:min(230px,100%)!important;height:auto!important;display:block!important}.nq-ehl-clean{width:118px!important;height:auto!important;background:#fff;border-radius:16px;padding:8px;box-shadow:0 16px 40px rgba(0,0,0,.16)}.nq-footer-logos{align-items:center!important}.nq-footer-bottom{border-color:rgba(255,255,255,.18)!important}.nqm-program-quote-form input,.nqm-program-quote-form select,.nqm-program-quote-form textarea,.wpcf7 input,.wpcf7 select,.wpcf7 textarea{border-radius:16px!important;border:1px solid rgba(7,27,51,.16)!important;min-height:52px}.nqm-program-quote-form input:focus,.nqm-program-quote-form select:focus,.nqm-program-quote-form textarea:focus,.wpcf7 input:focus,.wpcf7 select:focus,.wpcf7 textarea:focus{outline:4px solid var(--nq-gold)!important;outline-offset:3px!important}.nqm-program-quote-form input[type=submit],.wpcf7-submit{background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;border-radius:14px!important;font-weight:950!important;letter-spacing:.04em!important;border:0!important;box-shadow:0 16px 35px rgba(7,27,51,.22)!important}@media(max-width:720px){.nq-site-logo-actual{width:138px!important}.nq-brand-legal{display:none!important}.nq-footer-logo-card{padding:9px 11px}.nq-footer-logo-actual{width:178px!important}.nq-ehl-clean{width:96px!important}.nq-home-hero{background:linear-gradient(180deg,#071B33,#102A44 68%,#EEF5EE 68.2%,#FBFAF4)!important}.nq-mobile-action-bar{background:linear-gradient(135deg,#071B33,#102A44)!important}}



/* NonQM123 v7.4 Professional Navigation Header */
.nq-site-header-v74{
  position:sticky;
  top:0;
  z-index:999;
  background:rgba(251,250,246,.94);
  border-bottom:1px solid rgba(7,27,51,.12);
  box-shadow:0 12px 35px rgba(7,27,51,.06);
  backdrop-filter:blur(18px);
}
.nq-nav-shell-v74{width:min(1240px,calc(100% - 36px));margin:0 auto;}
.nq-topbar-v74{background:#071B33;color:#EAF1F4;font-size:.78rem;font-weight:800;}
.nq-topbar-inner-v74{min-height:34px;display:flex;align-items:center;justify-content:flex-end;gap:16px;white-space:nowrap;}
.nq-topbar-v74 a{color:#F6C85F;text-decoration:none;}
.nq-mainnav-v74{min-height:84px;display:flex;align-items:center;gap:22px;}
.nq-brand-v74{display:flex;align-items:center;gap:14px;text-decoration:none;min-width:310px;color:#071B33;}
.nq-brand-logo-v74{display:block;width:174px;height:auto;}
.nq-brand-copy-v74{display:grid;gap:1px;line-height:1.15;border-left:1px solid rgba(7,27,51,.16);padding-left:14px;}
.nq-brand-copy-v74 strong{font-size:.88rem;letter-spacing:-.02em;color:#071B33;}
.nq-brand-copy-v74 small{font-size:.71rem;color:#536172;font-weight:800;max-width:220px;}
.nq-primary-nav-v74{display:flex;align-items:center;gap:6px;flex:1;justify-content:center;}
.nq-primary-nav-v74>a,.nq-nav-trigger-v74{
  appearance:none;
  border:0;
  background:transparent;
  color:#071B33;
  text-decoration:none;
  font-size:.91rem;
  font-weight:900;
  padding:11px 10px;
  border-radius:999px;
  line-height:1;
  cursor:pointer;
  font-family:inherit;
}
.nq-primary-nav-v74>a:hover,.nq-nav-trigger-v74:hover,.nq-nav-trigger-v74[aria-expanded="true"]{
  background:#EEF5EE;
  color:#102A44;
}
.nq-nav-item-v74{position:relative;}
.nq-mega-v74{
  position:absolute;
  left:0;
  top:calc(100% + 14px);
  min-width:760px;
  display:grid;
  grid-template-columns:repeat(3,minmax(190px,1fr));
  gap:14px;
  padding:18px;
  border:1px solid rgba(7,27,51,.12);
  border-radius:24px;
  background:#FBFAF4;
  box-shadow:0 24px 70px rgba(7,27,51,.18);
  opacity:0;
  visibility:hidden;
  transform:translateY(8px);
  transition:opacity .16s ease,transform .16s ease,visibility .16s ease;
}
.nq-resources-v74 .nq-mega-v74{right:0;left:auto;}
.nq-mega-small-v74{min-width:280px;grid-template-columns:1fr;}
.nq-has-mega-v74:hover .nq-mega-v74,.nq-has-mega-v74.is-open .nq-mega-v74{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}
.nq-mega-title-v74{
  margin:0 0 8px;
  color:#4F6F5B;
  text-transform:uppercase;
  letter-spacing:.12em;
  font-size:.72rem;
  font-weight:950;
}
.nq-mega-v74 a{
  display:block;
  padding:10px 12px;
  border-radius:14px;
  color:#071B33;
  text-decoration:none;
  font-weight:850;
  font-size:.9rem;
}
.nq-mega-v74 a:hover{background:#EEF5EE;}
.nq-header-actions-v74{display:flex;align-items:center;gap:9px;white-space:nowrap;}
.nq-header-actions-v74 a{text-decoration:none;font-weight:950;border-radius:999px;line-height:1;}
.nq-phone-v74{color:#071B33;border:1px solid rgba(7,27,51,.14);padding:11px 12px;background:#fff;}
.nq-quick-v74{color:#071B33;border:1px solid rgba(7,27,51,.14);padding:11px 13px;background:#EEF5EE;}
.nq-primary-cta-v74{background:#071B33;color:#fff!important;padding:12px 16px;box-shadow:0 14px 30px rgba(7,27,51,.2);}
.nq-mobile-toggle-v74{display:none;align-items:center;gap:10px;margin-left:auto;background:#071B33;color:#fff;border:0;border-radius:999px;padding:11px 14px;font-weight:950;font-family:inherit;}
.nq-mobile-toggle-v74 i{width:18px;height:2px;background:#fff;display:block;position:relative;}
.nq-mobile-toggle-v74 i:before,.nq-mobile-toggle-v74 i:after{content:"";position:absolute;left:0;width:18px;height:2px;background:#fff;}
.nq-mobile-toggle-v74 i:before{top:-6px}.nq-mobile-toggle-v74 i:after{top:6px}

@media (max-width:1180px){
  .nq-brand-v74{min-width:250px}.nq-brand-copy-v74{display:none}.nq-primary-nav-v74{gap:2px}.nq-primary-nav-v74>a,.nq-nav-trigger-v74{font-size:.84rem;padding:10px 8px}.nq-phone-v74{display:none}
}
@media (max-width:960px){
  .nq-topbar-v74{display:none}
  .nq-mainnav-v74{min-height:72px;gap:12px;width:min(100% - 24px,720px);}
  .nq-brand-v74{min-width:0;flex:1}.nq-brand-logo-v74{width:156px}
  .nq-mobile-toggle-v74{display:inline-flex}
  .nq-header-actions-v74{display:none}
  .nq-primary-nav-v74{
    position:absolute;
    left:12px;right:12px;top:72px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:8px;
    padding:14px;
    background:#FBFAF4;
    border:1px solid rgba(7,27,51,.14);
    border-radius:24px;
    box-shadow:0 24px 70px rgba(7,27,51,.22);
  }
  .nq-primary-nav-v74.is-open{display:flex;}
  .nq-primary-nav-v74>a,.nq-nav-trigger-v74{display:block;width:100%;text-align:left;background:#fff;border:1px solid rgba(7,27,51,.1);padding:14px 15px;border-radius:16px;}
  .nq-nav-item-v74{width:100%}
  .nq-mega-v74,.nq-mega-small-v74{
    position:static;min-width:0;width:100%;display:none;grid-template-columns:1fr;padding:10px;margin-top:8px;box-shadow:none;border-radius:18px;opacity:1;visibility:visible;transform:none;background:#EEF5EE;
  }
  .nq-has-mega-v74.is-open .nq-mega-v74{display:grid;}
  .nq-mega-v74 a{background:#fff}
  .nq-primary-nav-v74:after{
    content:"";
    display:block;
    height:1px;
  }
  .nq-primary-nav-v74 .nq-mobile-cta-wrap-v74{display:block}
}
@media (max-width:540px){
  .nq-brand-logo-v74{width:138px}
  .nq-mainnav-v74{min-height:66px}
  .nq-primary-nav-v74{top:66px}
}



/* NonQM123 v7.6 Simple Professional Navigation + Equity Deal Desk */
.nq-site-header-v76{position:sticky;top:0;z-index:1000;background:rgba(251,250,246,.96);border-bottom:1px solid rgba(7,27,51,.12);box-shadow:0 10px 32px rgba(7,27,51,.07);backdrop-filter:blur(16px)}
.nq-nav-shell-v76{width:min(1220px,calc(100% - 36px));margin:0 auto;display:flex;align-items:center}
.nq-trustbar-v76{background:#071B33;color:#fff;font-size:.76rem;font-weight:850}.nq-trustbar-v76 .nq-nav-shell-v76{min-height:30px;justify-content:flex-end;gap:14px}.nq-trustbar-v76 a{color:#F6C85F;text-decoration:none}
.nq-navbar-v76{min-height:76px;gap:24px}.nq-brand-v76{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}.nq-brand-v76 img{display:block;width:164px;height:auto}
.nq-nav-v76{display:flex;align-items:center;gap:8px;flex:1;justify-content:center}.nq-nav-v76>a,.nq-nav-dd-v76{font-family:inherit;font-size:.93rem;font-weight:900;color:#071B33;text-decoration:none;background:transparent;border:0;padding:11px 11px;border-radius:999px;line-height:1;cursor:pointer}.nq-nav-v76>a:hover,.nq-nav-dd-v76:hover,.nq-nav-group-v76.is-open>.nq-nav-dd-v76{background:#EEF5EE}
.nq-nav-group-v76{position:relative}.nq-menu-v76{position:absolute;left:50%;transform:translate(-50%,10px);top:calc(100% + 12px);width:min(760px,calc(100vw - 42px));display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:18px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:24px;box-shadow:0 24px 70px rgba(7,27,51,.18);opacity:0;visibility:hidden;transition:.16s ease}.nq-nav-group-v76:hover .nq-menu-v76,.nq-nav-group-v76.is-open .nq-menu-v76{opacity:1;visibility:visible;transform:translate(-50%,0)}.nq-menu-v76 b{display:block;color:#4F6F5B;text-transform:uppercase;letter-spacing:.12em;font-size:.72rem;font-weight:950;margin:0 0 8px}.nq-menu-v76 a{display:block;color:#071B33;text-decoration:none;font-weight:850;padding:10px 11px;border-radius:14px}.nq-menu-v76 a:hover{background:#EEF5EE}
.nq-actions-v76{display:flex;align-items:center;gap:9px;white-space:nowrap}.nq-link-v76{color:#071B33;text-decoration:none;font-weight:950;border:1px solid rgba(7,27,51,.14);background:#fff;border-radius:999px;padding:11px 13px}.nq-cta-v76{color:#fff!important;text-decoration:none;font-weight:950;background:#071B33;border-radius:999px;padding:12px 16px;box-shadow:0 14px 30px rgba(7,27,51,.2)}
.nq-menu-toggle-v76{display:none;margin-left:auto;background:#071B33;color:#fff;border:0;border-radius:999px;padding:11px 15px;font-family:inherit;font-weight:950}
@media(max-width:1080px){.nq-link-v76{display:none}.nq-navbar-v76{gap:15px}.nq-nav-v76{gap:3px}.nq-nav-v76>a,.nq-nav-dd-v76{font-size:.86rem;padding:10px 8px}.nq-brand-v76 img{width:150px}}
@media(max-width:880px){.nq-trustbar-v76{display:none}.nq-navbar-v76{min-height:68px;width:min(100% - 24px,720px)}.nq-brand-v76 img{width:142px}.nq-menu-toggle-v76{display:inline-flex}.nq-actions-v76{display:none}.nq-nav-v76{position:absolute;left:12px;right:12px;top:68px;display:none;flex-direction:column;align-items:stretch;gap:8px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:24px;padding:14px;box-shadow:0 24px 70px rgba(7,27,51,.22)}.nq-nav-v76.is-open{display:flex}.nq-nav-v76>a,.nq-nav-dd-v76{display:block;width:100%;text-align:left;background:#fff;border:1px solid rgba(7,27,51,.1);border-radius:16px;padding:14px 15px}.nq-nav-group-v76{width:100%}.nq-menu-v76{position:static;width:100%;display:none;grid-template-columns:1fr;opacity:1;visibility:visible;transform:none!important;box-shadow:none;background:#EEF5EE;padding:10px;margin-top:8px}.nq-nav-group-v76.is-open .nq-menu-v76{display:grid}.nq-menu-v76 a{background:#fff}}



/* NonQM123 v7.7 Responsive Compact Dropdown Navigation */
.nq-site-header-v77{position:sticky;top:0;z-index:1000;background:rgba(251,250,246,.96);border-bottom:1px solid rgba(7,27,51,.12);box-shadow:0 10px 32px rgba(7,27,51,.07);backdrop-filter:blur(16px)}
.nq-nav-shell-v77{width:min(1210px,calc(100% - 32px));margin:0 auto;display:flex;align-items:center}
.nq-trustbar-v77{background:#071B33;color:#fff;font-size:.75rem;font-weight:850}
.nq-trustbar-v77 .nq-nav-shell-v77{min-height:30px;justify-content:flex-end;gap:14px;white-space:nowrap}
.nq-trustbar-v77 a{color:#F6C85F;text-decoration:none}
.nq-navbar-v77{min-height:74px;gap:18px}
.nq-brand-v77{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}
.nq-brand-v77 img{display:block;width:154px;height:auto}
.nq-nav-v77{display:flex;align-items:center;gap:6px;flex:1;justify-content:center;min-width:0}
.nq-nav-v77>a,.nq-nav-dd-v77{font-family:inherit;font-size:.91rem;font-weight:900;color:#071B33;text-decoration:none;background:transparent;border:0;padding:11px 10px;border-radius:999px;line-height:1;cursor:pointer;white-space:nowrap}
.nq-nav-v77>a:hover,.nq-nav-dd-v77:hover,.nq-nav-group-v77.is-open>.nq-nav-dd-v77{background:#EEF5EE}
.nq-nav-group-v77{position:relative}
.nq-menu-v77{position:absolute;left:0;top:calc(100% + 12px);width:min(390px,calc(100vw - 28px));max-height:calc(100vh - 150px);overflow:auto;padding:12px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:20px;box-shadow:0 24px 70px rgba(7,27,51,.18);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .16s ease,transform .16s ease,visibility .16s ease}
.nq-resources-group-v77 .nq-menu-v77{right:0;left:auto;width:min(300px,calc(100vw - 28px))}
.nq-nav-group-v77:hover .nq-menu-v77,.nq-nav-group-v77.is-open .nq-menu-v77{opacity:1;visibility:visible;transform:translateY(0)}
.nq-menu-section-v77{padding:5px 4px 8px}
.nq-menu-section-v77 + .nq-menu-section-v77{border-top:1px solid rgba(7,27,51,.10);padding-top:10px}
.nq-menu-v77 b{display:block;color:#4F6F5B;text-transform:uppercase;letter-spacing:.12em;font-size:.70rem;font-weight:950;margin:0 0 6px;padding:0 8px}
.nq-menu-v77 a{display:flex;align-items:center;justify-content:space-between;gap:10px;color:#071B33;text-decoration:none;font-weight:850;padding:9px 10px;border-radius:13px;font-size:.91rem}
.nq-menu-v77 a:hover{background:#EEF5EE}
.nq-actions-v77{display:flex;align-items:center;gap:9px;white-space:nowrap}
.nq-cta-v77{color:#fff!important;text-decoration:none;font-weight:950;background:#071B33;border-radius:999px;padding:12px 15px;box-shadow:0 14px 30px rgba(7,27,51,.20)}
.nq-cta-light-v77{background:#EEF5EE;color:#071B33!important;box-shadow:none;border:1px solid rgba(7,27,51,.14)}
.nq-menu-toggle-v77{display:none;margin-left:auto;background:#071B33;color:#fff;border:0;border-radius:999px;padding:11px 15px;font-family:inherit;font-weight:950}
@media(max-width:1080px){.nq-trustbar-v77 .nq-nav-shell-v77 span:nth-child(3){display:none}.nq-navbar-v77{gap:12px}.nq-brand-v77 img{width:142px}.nq-nav-v77{gap:2px}.nq-nav-v77>a,.nq-nav-dd-v77{font-size:.84rem;padding:10px 7px}.nq-actions-v77 .nq-cta-light-v77{display:none}.nq-cta-v77{padding:11px 13px}}
@media(max-width:880px){.nq-trustbar-v77{display:none}.nq-navbar-v77{min-height:68px;width:min(100% - 24px,720px)}.nq-brand-v77 img{width:138px}.nq-menu-toggle-v77{display:inline-flex}.nq-actions-v77{display:none}.nq-nav-v77{position:absolute;left:12px;right:12px;top:68px;display:none;flex-direction:column;align-items:stretch;gap:8px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:24px;padding:14px;box-shadow:0 24px 70px rgba(7,27,51,.22);max-height:calc(100vh - 82px);overflow:auto}.nq-nav-v77.is-open{display:flex}.nq-nav-v77>a,.nq-nav-dd-v77{display:block;width:100%;text-align:left;background:#fff;border:1px solid rgba(7,27,51,.10);border-radius:16px;padding:14px 15px;font-size:.95rem}.nq-nav-group-v77{width:100%}.nq-menu-v77,.nq-resources-group-v77 .nq-menu-v77{position:static;width:100%;max-height:none;display:none;opacity:1;visibility:visible;transform:none!important;box-shadow:none;background:#EEF5EE;padding:10px;margin-top:8px}.nq-nav-group-v77.is-open .nq-menu-v77{display:block}.nq-menu-v77 a{background:#fff}}



/* NonQM123 v7.8 Executive Navigation */
.nq-header-v78{position:sticky;top:0;z-index:999;background:rgba(251,250,246,.96);border-bottom:1px solid rgba(7,27,51,.12);box-shadow:0 12px 30px rgba(7,27,51,.06);backdrop-filter:blur(18px)}
.nq-shell-v78{width:min(1220px,calc(100% - 34px));margin:0 auto;display:flex;align-items:center}
.nq-top-v78{background:#071B33;color:#dce7dd;font-size:.78rem;font-weight:800}
.nq-top-v78 .nq-shell-v78{min-height:32px;justify-content:flex-end;gap:16px}
.nq-top-v78 a{color:#F6C85F;text-decoration:none}
.nq-bar-v78{min-height:78px;justify-content:space-between;gap:18px}
.nq-logo-v78{display:flex;align-items:center;line-height:0;min-width:160px}
.nq-logo-v78 img{display:block;width:158px;height:auto}
.nq-menu-v78{display:flex;align-items:center;justify-content:center;gap:7px;flex:1}
.nq-menu-v78>a,.nq-dd-button-v78{display:inline-flex;align-items:center;min-height:42px;border-radius:999px;padding:0 13px;border:0;background:transparent;color:#071B33;text-decoration:none;font-family:inherit;font-size:.91rem;font-weight:900;cursor:pointer;white-space:nowrap}
.nq-menu-v78>a:hover,.nq-dd-button-v78:hover,.nq-dd-v78.is-open>.nq-dd-button-v78{background:#EEF5EE}
.nq-dd-v78{position:relative}
.nq-dd-panel-v78{position:absolute;top:calc(100% + 10px);left:0;width:min(430px,calc(100vw - 34px));max-height:min(560px,72vh);overflow:auto;padding:10px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:22px;box-shadow:0 24px 70px rgba(7,27,51,.18);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .15s ease,transform .15s ease,visibility .15s ease}
.nq-dd-resources-v78 .nq-dd-panel-v78{right:0;left:auto;width:min(330px,calc(100vw - 34px))}
.nq-dd-v78:hover .nq-dd-panel-v78,.nq-dd-v78.is-open .nq-dd-panel-v78{opacity:1;visibility:visible;transform:translateY(0)}
.nq-dd-panel-v78 a{display:block;padding:13px 14px;border-radius:16px;text-decoration:none;color:#071B33}
.nq-dd-panel-v78 a:hover{background:#EEF5EE}
.nq-dd-panel-v78 strong{display:block;font-size:.95rem;line-height:1.25}
.nq-dd-panel-v78 small{display:block;margin-top:3px;color:#536172;font-size:.78rem;line-height:1.35;font-weight:750}
.nq-actions-v78{display:flex;align-items:center;gap:9px;white-space:nowrap}
.nq-actions-v78 a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;border-radius:999px;padding:0 16px;font-weight:950;text-decoration:none}
.nq-action-secondary-v78{background:#EEF5EE;color:#071B33;border:1px solid rgba(7,27,51,.13)}
.nq-action-primary-v78{background:#071B33;color:#fff!important;box-shadow:0 16px 32px rgba(7,27,51,.22)}
.nq-menu-button-v78{display:none;border:0;border-radius:999px;background:#071B33;color:#fff;min-height:42px;padding:0 16px;font-weight:950;font-family:inherit}
@media(max-width:1080px){.nq-top-v78{display:none}.nq-bar-v78{min-height:70px}.nq-menu-button-v78{display:inline-flex;align-items:center}.nq-actions-v78{display:none}.nq-menu-v78{position:absolute;left:14px;right:14px;top:70px;display:none;flex-direction:column;align-items:stretch;gap:8px;padding:14px;background:#FBFAF4;border:1px solid rgba(7,27,51,.14);border-radius:24px;box-shadow:0 24px 70px rgba(7,27,51,.22)}.nq-menu-v78.is-open{display:flex}.nq-menu-v78>a,.nq-dd-button-v78{width:100%;justify-content:flex-start;background:#fff;border:1px solid rgba(7,27,51,.1);border-radius:16px;padding:0 15px}.nq-dd-panel-v78,.nq-dd-resources-v78 .nq-dd-panel-v78{position:static;display:none;width:100%;max-height:none;box-shadow:none;opacity:1;visibility:visible;transform:none;margin-top:8px;background:#EEF5EE}.nq-dd-v78.is-open .nq-dd-panel-v78{display:block}.nq-dd-panel-v78 a{background:#fff;margin-bottom:6px}}
@media(max-width:520px){.nq-logo-v78 img{width:136px}.nq-bar-v78{min-height:64px}.nq-menu-v78{top:64px}}



/* NonQM123 v7.9 footer cleanup */
.nq-footer-v79{background:#071B33;color:#dce7dd;padding:54px 0 28px}
.nq-footer-wrap-v79{width:min(1220px,calc(100% - 34px));margin:0 auto}
.nq-footer-main-v79{display:grid;grid-template-columns:minmax(230px,.72fr) minmax(0,1.55fr) 128px;gap:34px;align-items:start}
.nq-footer-logo-v79{display:block;background:#fff;border-radius:18px;padding:12px;width:244px;max-width:100%;line-height:0;margin-bottom:18px;box-shadow:0 14px 38px rgba(0,0,0,.18)}
.nq-footer-logo-v79 img{display:block!important;width:220px!important;height:76px!important;object-fit:contain!important;max-width:100%!important}
.nq-footer-company-v79 p{margin:.45rem 0;color:#dce7dd}
.nq-footer-v79 a{color:#fff;text-decoration:none}
.nq-footer-company-v79 a{color:#F6C85F;text-decoration:underline;text-underline-offset:.18em}
.nq-footer-nav-v79{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.nq-footer-nav-v79 h2{margin:0 0 10px;color:#F6C85F;font-size:.77rem;text-transform:uppercase;letter-spacing:.13em}
.nq-footer-nav-v79 a{display:block;color:#fff;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:10px 12px;margin:8px 0;font-weight:850}
.nq-footer-nav-v79 a:hover,.nq-footer-nav-v79 a:focus{background:rgba(255,255,255,.14)}
.nq-footer-ehl-v79{background:#fff;border-radius:18px;padding:10px;width:128px;height:128px;display:grid;place-items:center;box-shadow:0 14px 38px rgba(0,0,0,.18)}
.nq-footer-ehl-v79 img{display:block!important;width:108px!important;height:108px!important;object-fit:contain!important;max-width:108px!important}
.nq-footer-bottom-v79{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:18px;display:flex;gap:16px;flex-wrap:wrap;color:#b8c7cf;font-size:.86rem}
.nq-footer-bottom-v79 span{display:inline-flex}
@media(max-width:980px){.nq-footer-main-v79{grid-template-columns:1fr}.nq-footer-nav-v79{grid-template-columns:repeat(2,minmax(0,1fr))}.nq-footer-ehl-v79{width:116px;height:116px}.nq-footer-ehl-v79 img{width:96px!important;height:96px!important}}
@media(max-width:560px){.nq-footer-nav-v79{grid-template-columns:1fr}.nq-footer-logo-v79{width:220px}.nq-footer-logo-v79 img{width:196px!important;height:68px!important}}


/* NonQM123 v7.10 hero/trust-chip readability fix */
.nq-trust span,
.nqm-trust-strip span,
.nqm-trust-strip a{
  background:#FBFAF4!important;
  color:#071B33!important;
  border:1px solid rgba(7,27,51,.22)!important;
  box-shadow:0 10px 24px rgba(7,27,51,.12)!important;
  text-shadow:none!important;
}
.nq-trust span{
  min-height:44px;
  display:inline-flex;
  align-items:center;
}
.nqm-trust-strip span,
.nqm-trust-strip a{
  min-height:62px;
}
.nq-hero .nq-trust span,
.nq-home-hero .nq-trust span{
  background:rgba(251,250,244,.96)!important;
  color:#071B33!important;
}
@media(max-width:640px){
  .nq-trust{display:grid!important;grid-template-columns:1fr!important}
  .nq-trust span{justify-content:center!important;width:100%!important}
}



/* NonQM123 v7.11 programs structure + mobile sticky CTA */
.nq-header-v711 .nq-dd-panel-v711{width:min(470px,calc(100vw - 34px));}
.nq-footer-v711 .nq-footer-nav-v79{grid-template-columns:repeat(4,minmax(0,1fr));}
.nq-mobile-sticky-cta-v711{display:none;}
.nq-trust span,.nq-trust a,.nq-trust-strip span,.nq-trust-strip a{background:#FBFAF4!important;color:#071B33!important;border:1px solid rgba(7,27,51,.18)!important;text-shadow:none!important;box-shadow:0 10px 25px rgba(7,27,51,.12);}
.nq-trust span:focus-visible,.nq-trust a:focus-visible,.nq-trust-strip span:focus-visible,.nq-trust-strip a:focus-visible{outline:4px solid #F6C85F;outline-offset:3px;}
@media(max-width:980px){.nq-footer-v711 .nq-footer-nav-v79{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media(max-width:760px){
  body{padding-bottom:72px;}
  .nq-mobile-sticky-cta-v711{position:fixed;left:10px;right:10px;bottom:10px;z-index:9999;display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px;background:rgba(251,250,244,.94);border:1px solid rgba(7,27,51,.16);border-radius:18px;padding:8px;box-shadow:0 18px 48px rgba(7,27,51,.26);backdrop-filter:blur(14px)}
  .nq-mobile-sticky-cta-v711 a{display:flex;align-items:center;justify-content:center;min-height:44px;border-radius:14px;text-decoration:none;font-weight:950;background:#EEF5EE;color:#071B33}
  .nq-mobile-sticky-cta-v711 a:last-child{background:#071B33;color:#fff}
  .nq-footer-v711 .nq-footer-nav-v79{grid-template-columns:1fr;}
}



/* NonQM123 v7.13 homepage reset — v7.5 layout reference, full program lineup */
.nq713-wrap{width:min(1200px,calc(100% - 40px));margin-inline:auto}
.nq713-hero{background:radial-gradient(circle at 82% 8%,rgba(246,200,95,.32),transparent 28%),linear-gradient(135deg,#071B33,#102A44 58%,#EEF5EE 58.2%,#FBFAF4);padding:92px 0 74px}
.nq713-hero-grid{display:grid;grid-template-columns:minmax(0,1.06fr) 430px;gap:44px;align-items:center}
.nq713-eyebrow,.nq713-eyebrow-gold{margin:0 0 16px;color:#F6C85F;font-weight:950;text-transform:uppercase;letter-spacing:.16em;font-size:.78rem}
.nq713-eyebrow-dark{margin:0 0 16px;color:#4F6F5B;font-weight:950;text-transform:uppercase;letter-spacing:.16em;font-size:.78rem}
.nq713-hero h1{margin:0 0 22px;color:#fff;font-size:clamp(3rem,7vw,6.8rem);line-height:.9;letter-spacing:-.08em;max-width:900px}
.nq713-lead{font-size:clamp(1.1rem,2vw,1.36rem);line-height:1.6;color:#e6eef5;max-width:780px;margin:0}
.nq713-cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px;align-items:center}
.nq713-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;border-radius:999px;padding:0 22px;text-decoration:none;font-weight:950;letter-spacing:.01em}
.nq713-btn-gold{background:#F6C85F;color:#071B33}
.nq713-btn-white{background:#fff;color:#071B33;border:1px solid rgba(7,27,51,.12)}
.nq713-btn-navy{background:#071B33;color:#fff}
.nq713-trust{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.nq713-trust span{background:#FBFAF4;color:#071B33;border:1px solid rgba(7,27,51,.18);border-radius:999px;padding:10px 14px;font-weight:900;box-shadow:0 10px 25px rgba(7,27,51,.12)}
.nq713-path-card{background:rgba(255,255,255,.96);border:1px solid rgba(255,255,255,.6);border-radius:34px;padding:30px;box-shadow:0 24px 70px rgba(7,27,51,.14)}
.nq713-path-card h2{font-size:clamp(2rem,4vw,3.25rem);letter-spacing:-.055em;line-height:1;color:#071B33;margin:0 0 12px}
.nq713-path-card p{color:#536172;font-size:1.02rem;line-height:1.55;margin:0 0 16px}
.nq713-path-card a{display:flex;justify-content:space-between;align-items:center;gap:16px;background:#fff;border:1px solid rgba(7,27,51,.13);border-radius:18px;padding:16px;margin-top:10px;text-decoration:none;color:#071B33;font-weight:950}
.nq713-path-card a:hover,.nq713-path-card a:focus{background:#EEF5EE}
.nq713-path-card small{display:block;color:#536172;font-weight:750;font-size:.82rem;line-height:1.35;margin-top:3px}
.nq713-path-card em{font-style:normal;color:#4F6F5B}
.nq713-section{padding:78px 0;background:linear-gradient(180deg,#FBFAF4,#F7FAF6)}
.nq713-section h2{margin:0 0 16px;color:#071B33;font-size:clamp(2.1rem,4.8vw,4.8rem);letter-spacing:-.065em;line-height:1}
.nq713-section-lead{font-size:1.16rem;color:#536172;max-width:860px;margin:0 0 30px;line-height:1.65}
.nq713-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.nq713-card{background:#fff;border:1px solid rgba(7,27,51,.13);border-radius:28px;padding:24px;box-shadow:0 12px 35px rgba(7,27,51,.06);min-height:210px;display:flex;flex-direction:column}
.nq713-card h3{font-size:1.22rem;line-height:1.25;margin:0 0 12px;color:#071B33}
.nq713-card h3 a{text-decoration:none;color:#071B33}
.nq713-card p{color:#536172;margin:0 0 18px;line-height:1.6;flex:1}
.nq713-card-link{font-weight:950;color:#4F6F5B;text-decoration:none}
.nq713-section-dark{background:linear-gradient(135deg,#071B33,#102A44);color:#fff}
.nq713-section-dark h2{color:#fff}
.nq713-dark-lead{color:#dce7dd;font-size:1.16rem;max-width:860px;line-height:1.65;margin:0 0 30px}
.nq713-path-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.nq713-path-grid article{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:28px;padding:24px}
.nq713-path-grid h3{margin:0 0 12px;font-size:1.28rem;color:#fff}
.nq713-path-grid p{color:#dce7dd;line-height:1.65;margin:0 0 18px}
.nq713-path-grid a{color:#F6C85F;text-decoration:none;font-weight:950}
.nq713-two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.nq713-panel{background:#fff;border:1px solid rgba(7,27,51,.13);border-radius:34px;padding:34px;box-shadow:0 22px 60px rgba(7,27,51,.08)}
.nq713-panel h2{font-size:clamp(1.9rem,3vw,3rem)}
.nq713-panel p{color:#536172;line-height:1.68}
.nq713-directory-section{background:#EEF5EE}
.nq713-directory-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.nq713-directory-card{display:block;background:#fff;border:1px solid rgba(7,27,51,.13);border-radius:18px;padding:16px;text-decoration:none;color:#071B33;box-shadow:0 8px 24px rgba(7,27,51,.04)}
.nq713-directory-card:hover,.nq713-directory-card:focus{transform:translateY(-2px);box-shadow:0 16px 34px rgba(7,27,51,.09)}
.nq713-directory-card strong{display:block;color:#071B33;font-size:1rem}
.nq713-directory-card span{display:block;color:#536172;font-size:.88rem;line-height:1.38;margin-top:5px}
@media(max-width:1000px){.nq713-hero-grid,.nq713-two-col{grid-template-columns:1fr}.nq713-path-card{max-width:680px}.nq713-card-grid,.nq713-path-grid{grid-template-columns:1fr 1fr}.nq713-directory-grid{grid-template-columns:1fr 1fr}.nq713-hero{padding:62px 0}}
@media(max-width:640px){.nq713-wrap{width:min(100% - 28px,620px)}.nq713-hero h1{font-size:3rem}.nq713-card-grid,.nq713-path-grid,.nq713-directory-grid{grid-template-columns:1fr}.nq713-btn{width:100%}.nq713-path-card{padding:22px}.nq713-section{padding:56px 0}}